ISLAMIC FINANCE UBAF

UBAF has acquired solid expertise in Islamic finance with more than 20 years of experience in this field.

It has been a pioneer bank in Europe to develop this activity with the aim to assist its clients (Islamic banks) in the Arab world from France.

UBAF has designated the Sharyah Review Bureau (SRB) as its Islamic Advisor in order to assure its clients that UBAF’s Islamic products are structured and implemented according to Sharia principles as well as our regulators’ and internal compliance’s requirements. 

Your need : 

You are an exporter and you wish to :

• Obtain overdraft in a bank in the importing country,
• Benefit from a financial flexibility,
• Finance your local needs.

Our Offer : 

Upon the exporter’s instructions, UBAF issues a guarantee in favor of a bank located in the country of the importer and nominated by the exporter to allow to the exporter to open a local currency account.

Your need : 

You are an exporter and you wish to : 

Be guaranteed of the payment of your documents in case of default of the importer (buyer / customer).

Our offer : 

• If you opt for confirmation, UBAF agrees to pay your claim against strictly compliant documents.
• If you opt for the notification, UBAF will pay only after effective receipt of the funds, against strictly compliant documents.

Your need : 

You are an exporter and you wish to :

Provide insurance to your customer, after the end of the execution or during the warranty period, that the realization is compliant with the contract.
 

Our offer : 

Upon the exporter’s instructions, UBAF issues a direct or indirect guarantee (counter - guarantee) through its privileged network of correspondents and monitors the operation.

Your need : 

You are an exporter and you wish to :

Guarantee the correct performance of all of your obligations throughout the contract period.
 

Our offer : 

On the exporter’s instructions, UBAF issues a direct or indirect guarantee (counter - guarantee ) through its privileged network of correspondents and monitors the operation..

You need :

You are an exporter and you wish to :

Ensure your client of the restitution of such advance payments in case of disengagement from terms of contract (shipping obligation – delivery).

Our offer :

On the exporter’s instructions, UBAF issues a direct or indirect guarantee (counter - guarantee ) through its privileged network of correspondents and monitors the operation. Upon the advance payment settlement is effected , the guarantee is coming into force.

Your need :

You are an exporter and you wish to :

• Guarantee the seriousness of your offer,
• Benefit from the possibility to participate in international tenders without spending your own financial resources.

Our offer :

Upon the exporter’s instructions, UBAF issues a direct or indirect guarantee ( counter - guarantee ) through its privileged network of correspondents and monitors the operation.

Your need : 

You are an importer and you wish to :

Purchase goods and services avoiding many risks (non-delivery, failure of the exporter...),
Ensure the delivery in accordance with the contractual terms (delivery schedule, quantity, price, quality and goods conformity...), settle the seller (exporter) after achieving the commitments stipulated in the contract.

Your need  

You are an exporter and you wish to:

Be sure of your claims payment within the agreed period, ,
Be covered against political risks, commercial inherent to the transactions abroad.